Retirement Planning

Strange tat last weekend me & darl start talkin abt our retirement plannin & concerns ovr job security, healthcare needs, etc

guess once u r ovr 30s, these things worry u even thou we r both workin... jobs r so insecure these days whn u r at the private sector... i had an ex-collegue who said at least 1 income earner must preferably be working in the government sector

i hav some savings, HDB flat still has small o/s loans but hav sufficient cpf/cash to clear if i wish

Darl has not much savings... he juz recently cleared his study loans fm sis.. so he's debt-free! his flat is fully paid! lucky him to get the flat aft takin ovr the instalments fm his bro whn property prices r still low

so we can still let out 1 flat in future for rental income while he bunk in wif me or the othr way round

i thk i'm the more 'rational' & 'financial savvy' one here, saving as much as i can... darl can also finally start saving after clearing his study loans... urmm, i hope we can do ok

came across a quote..rather cute...

'To the world you are just one person, to one person you are the world'